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 Annual Percentage Rate (APR) calculations assume single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 90%; a minimum FICO score of 680; and a loan amount of $200,000 for conforming loans or $650,000 for jumbo loans, unless otherwise specified.
Annual Percentage Rate (APR) calculations assume no subordinate financing and that the borrower will provide full income documentation.
On purchase-money loan transactions, the fixedmortgage.com fee does not include fees for: title exam, abstract of title, title insurance, property survey, title policy endorsements or outside escrow company charges. These costs must be paid for by the consumer in addition to the fixedmortgage.com fee.
Available first mortgage rates and fees may vary depending on your property's location.
Monthly Payment per $1,000 and Monthly Payment calculations include principal and interest only. PMI (Private Mortgage Insurance), hazard insurance, property taxes, state taxes, mortgage taxes, homeowner's association dues, and any other recurring costs are not included.
Rates may be higher for loan amounts under $100,000 and over $650,000. Please call for details.
Rolldowns are only available on loan amounts of $150,000 or more.
Rates are subject to change without notice.
Closing Costs assume 30 days prepaid interest and that a borrower will escrow monthly property tax and insurance payments.
Subject to underwriter approval; not all applicants will be approved.
On refinance transactions, the Annual Percentage Rate (APR) calculations assume a rate and term refinance.
In a refinance transaction, fixedmortgage.com does not pay any reconveyance fees that are charged by the borrowers existing lender for the reconveyance of the deed of trust. This includes but is not limited to reconveyance, demand and recording fees.
Restrictions may apply.
Fees and charges apply.
Taxes and insurance are extra.
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